Alice Ellis
I break down mortgage topics like refinancing, home equity, and reverse mortgages into plain language that anyone can follow. My goal is to help you compare loan options and understand the numbers before you talk to a lender. I spend a lot of time reading rate sheets, lender requirements, and closing cost breakdowns so you do not have to sort through the jargon alone. If you are buying a home or thinking about a cash out refinance, I want the guides here to make that decision a little less confusing.
Articles by Alice Ellis
Nov 4, 2026 · Reverse Mortgages, Estate Planning
Reverse Mortgage Obligations for Heirs: Estate Settlement Guide
Understand reverse mortgage obligations for heirs and estate settlement, from non-recourse protection to repayment options, so you can settle the estate with confidence.
Oct 31, 2026 · Mortgage Refinancing, Home Buying
What Factors Influence Mortgage Interest Rates in 2026?
Understanding what factors influence mortgage interest rates helps you compare offers and save thousands. Learn the key economic and personal drivers.
Oct 29, 2026 · Mortgage Refinancing, Closing Costs
Refinancing to Remove Mortgage Insurance: A Homeowner's Guide
Refinancing to remove mortgage insurance can cut your payment and break even in about 30 months. Run the LTV math before comparing quotes.
Oct 25, 2026 · Home Equity, Personal Finance
Strategies for Building Home Equity Faster in 2026
Practical strategies for building home equity faster, from extra principal payments to value-adding renovations and knowing when to refinance.
Oct 14, 2026 · Home Loan Calculators, Mortgage Refinancing
How Much House Can I Afford Calculator: 2026 Guide
Run a how much house can I afford calculator the right way. Call (833)-997-2850 to compare lender quotes and lock in a comfortable budget.