Julian Miller
Mortgages can feel like a maze, so I break down the parts that actually matter for buying, refinancing, or tapping home equity. On RefinancingCo I write guides and explainers that walk through rates, closing costs, loan types, and how to compare lender quotes without the jargon. I have spent years following how the US mortgage market works in practice, from rate shifts to the paperwork people get stuck on. That means my articles stick to plain steps and real numbers instead of sales talk. If you are weighing a refi or just starting to shop, I aim to make the next decision a little clearer.
Articles by Julian Miller
Oct 31, 2026 · Home Buying, Personal Finance
Budgeting for a New Home Beyond the Mortgage Payment
Budgeting for a new home beyond the mortgage payment means planning for taxes, insurance, maintenance, and reserves so you avoid surprise bills after closing.
Oct 31, 2026 · Mortgage Refinancing, Home Buying
Fixed Rate vs Adjustable Rate Mortgage: Which Is Better?
Compare fixed rate vs adjustable rate mortgage which is better for your timeline and budget, and learn how caps and teaser rates shape your real cost.
Oct 30, 2026 · Home Loan Calculators, Mortgage Refinancing
Mortgage Amortization Calculator Explained Simply
Mortgage amortization calculator explained: see how each payment splits between principal and interest, and how extra payments can save you tens of thousands.
Oct 24, 2026 · Home Buying, Mortgage Refinancing
Questions to Ask When Comparing Mortgage Lenders
Ask the right questions about fees, rate locks, and servicing to compare mortgage lenders and avoid closing surprises.
Oct 13, 2026 · Home Equity, Mortgage Refinancing
How to Finance a Home Renovation With Home Equity
Use home equity to fund your renovation without draining savings. Call (833)-997-2850 to compare options and find the right loan for your project.